Returning To The UK: A Checklist

After living and working abroad for several years, you may decide that you want to relocate back to the UK. If so, you may have many questions such as, ‘what are my tax liabilities?’ Our advisers have put together a guide & checklist to help you navigate your finances as you settle back home.

This in-depth guide includes:


If you are lucky enough to be able to plan your move in advance, we would recommend looking into your financial affairs 12 to 18 months before your move.

If you have a QROPS and are repatriating, you are required to inform the provider of the QROPS when you have returned home. The scheme is then obliged to report any payments to HMRC regardless of how long you were previously a non-UK resident.

To receive funds from abroad you will first need a bank account in the UK. You will then need to give the bank you are transferring from the following details of the receiving account:

  • Your personal details
  • Your bank’s SWIFT code
  • IBAN (international bank account number)
  • BIC (business identifier code) *

If you decide that a transfer is right for you, Hoxton Capital will arrange all the required paperwork to facilitate the transfer and set up the pension you wish to transfer into. Once the transfer is complete, we will then provide advice on how to best manage your assets within the new pension, in line with your preferred strategy, and help you meet your goals.

Your first initial meeting and fact find with one of our qualified financial advisers is FREE.

In this meeting, your adviser will take a look at your circumstances; where you are in the world, where your assets currently are, and help come up with a plan of financial objectives.

All the things you need to know

This guide was created by our UK-qualified pension advisers. Our advisers are some of the best in the world and understand the pains of having assets split all over the world. They have put together this easy-to-follow guide to help and inform all UK expatriates who may have questions about transferring their UK pensions abroad.

This guide was last updated in July 2022.

How can we help you?

If you would like to speak to one of our advisers, please get in touch today.

Download Your Free Guide Here