What is a Trust?

Trusts provide a method of protection for assets by keeping them separate from the person that has ‘settled’ them. This means that they will no longer belong to the original owner (settlor) and will be owned by the trust. As such, trusts are an effective vehicle for protection of...

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My business is my pension

Many people say that their business, or their property, is their pension. Here is some information comparing these approaches and some comments on the pros and cons of these approaches. Business owners may see investing in their business as a very attractive option towards planning for their retirement. A...

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Government pensions and enrolment

Reliance on a state pension has been a concern to governments globally for a substantial period of time. Encouraging individuals to take responsibility for their own retirement seems to have had limited impact and many people seem to be entering retirement with insufficient income to enjoy a comfortable standard...

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