Hoxton Capital Management has quickly established itself as one of the fastest growing independent advisory companies. Hoxton Mortgages allows us to improve our offering to clients and along with Hoxton Properties, forms a full turn-key solution for people clients looking to obtain property assets. Our in-house team headed up by Maria Fadeeva, comes with a wealth of experience and can assist with a range of different mortgages for both expats and UK residents. If you are looking for a mortgage of any kind, or considering your options regarding an existing mortgage, get in touch with our team today.
Who we are
Maria Fadeeva Mortgage Director
Maria is a CeMap qualified mortgage broker, with over +15 years of comprehensive experience in mortgage brokerage, real estate, business development and client service across UK, European and UAE markets. Maria graduated from what considered to be one of the best business schools in CIS, The State University of Management in Moscow in 2004. In October 2020 Maria joined Hoxton team to set up and develop our Mortgage Advisory department.Â
John Denman Mortgage adviser
John has been in the financial services industry for over 35+ years and is a Qualified & FCA Registered UK Mortgage Adviser and Level 4 (CII) & Diploma Level 4 (CISI) wealth adviser. John is currently providing advice to UK Expats and International clients, where ever they are based to finance property purchases in the UK, for Residential, Investment or building a Property Portfolio. His previous experience working for a number of large Assurance companies & Independent Financial brokers, plus 9 years working with expats in the GCC region allow him to work closely with his clients and tax specialists within Hoxton to build a sound financial plan for clients to build, protect and preserve their financial assets.
What types of lending can we help with?
Owner Occupier
Mortgages
Whether you are buying your first property, moving to a bigger house or downsizing to your dream home for retirement we will source and secure the most suitable, cost effective and sustainably affordable finance, following thorough assessment of your needs and circumstances. Being Directly Authorised in the UK allows us to source from the whole of the market in search for the best mortgage for you. If you are an Expat and buying a home for your family in the UK, there may be fewer solutions, however our expertise in Expat lending will help you to achieve this goal.
Investment property
Mortgages
We source and arrange mortgages for first time investors as well as professional property portfolio landlords for properties in England, Scotland and Wales. We are able to secure lending on a vast array of investment types, be it a house of multiple occupation (HMO), a freehold building with 2 or more separate self-contained flats. (MUB), a holiday home or a single self-contained unit (House or a flat) or development/refurbishment project. Whether you invest in a property as an individual or through a LTD/LLP/BVI, there are lenders to cater for your lending needs. Our team works closely with Hoxton Property on their newly built fleet of properties ready to be let in UK hot spots and have a good knowledge of this market and lender appetite in this sector.
Bridge Finance and Second charge secured lending
Bridge finance is a short term finance that is traditionally used to fund a purchase with constricted timeline. Auction properties, heavy reimbursement projects, inability to secure a traditional mortgage temporarily, requirement to complete on the purchase faster than its possible with a traditional mortgage are all example scenarios when bridge finance is being used. You have to have a clear existing strategy before entering into a bridge contract as this type of lending is expensive and offered for 12-24 months.
Commercial and semi-commercial mortgages
If you are planning to invest in or fund a home for your business in the UK instead of leasing, we work with a number of reputable commercial lending brokers. Commercial lending is very bespoke and requires unique underwriting, speak to us about your needs for pricing.
Overseas property mortgages
We have access to overseas mortgage specialist and can assist you with purchasing your dream sunny holiday home, by referral only at this time.
High Net lending
We can assist higher ticket home purchasers and clients nearing retirement with substantial pension pots to buy your dream home. Please inquire for further details.
What does the application process look like?
Home Mortgage Calculator
Investment Property Mortgage Calculator
What our clients say
Disclaimer
No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant’s eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over the life of a loan. Reduction in payments may reflect a longer loan term. Terms of any loan may be subject to payment of points and fees by the applicant.