Hollywood movies like Margin Call and The Wolf Of Wall Street give non-financial folks an easily-relatable insight to the stock market, or I should say, the perils of the stock market. How many bubbles can you recall living through? Add to that non-stop news coverage of US presidents’ stock...
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Pensions can benefit from some favourable tax conditions, for example they grow free from capital gains tax and you may be able to take a 25% tax free lump sum when you begin drawing down on the pension (PCLS).
Expats returning to the UK after living abroad face a major life change, particularly when returning from a low tax or tax-free jurisdiction. In many cases, moving to the Middle East is easier than returning to the UK...
The world in general has a natural deflationary bias, the result of natural market tendencies putting downward pressure on costs and prices: emerging markets’ productivity (production of goods by ever cheaper materials and labour), shifting demographics resulting in declining aggregate demand in advanced economies, technological breakthroughs and the energy...
The appeal of a gap year in Australia to young Brits is obvious - traveling around a relaxed country, enjoying the beaches and the party lifestyle - as far away from home as you can get!
Not picking the right adviser. It’s common for first-time investors to use the same adviser as their parent, friend or relative. However, that doesn’t mean the adviser is right for you. Before you choose an advisor, consider your needs and the types of clients they work with. Often we...
I can still recite my UK National Insurance (NI) number off by heart. It was the first piece of fiscal ID that I’d been issued with as a teenager, and I needed it so often working back in the UK & EU. I still have the physical card, even...
Currency markets have experienced considerable volatility in recent years. Therefore, if you need to transfer money overseas, you will be aware of the movements in the exchange rates.
Education planning. Probably not something you gave any thought to in the carefree days of youth. Saving for a property deposit, or a pension or retirement, sure. And then life changes.
Positive market movements started right at the beginning of the year and became the norm throughout 2018, mostly driven by optimism and high stock liquidity. The yo-yo effect At some point, a downfall was expected, and the first one happened in February. We noticed the opening sign of it...