Archive for Author: andrewhipshon

Markets last week 20/01/2020

US equities were lifted by positive sentiment last week as the US-China ‘phase 1’ trade deal was inked in Washington. Macro data in the US dollar were very bullish as well. China also delivered some good numbers, even though the press focused on the fact that the GDP growth...

Read More

The problem with cryptocurrencies

If there is one little sentence that drives me to despair, it has to be, “this time it’s different.” It almost never is, sadly, and the patterns of bubbles and their eventual bust follow a depressingly similar path. Although the arguments in favour are superficially well-constructed and sometimes cloaked...

Read More

Three ways to invest your lump sum in 2020

For many individuals receiving a lump sum is a key turning point in their lives. When markets are uncertain, as they are today, it can be difficult to know when to put the resulting cash windfall to work. Regardless of whether you sold your business, inherited a windfall, received...

Read More

South African expat tax

Expat Tax was proposed in the Budget Review 2019 to take effect from March 2020.To date, South African tax residents who worked oversees for more than 183 days (of which 60 consecutive) were exempt from paying income tax on their foreign earnings.

Read More

What is a Trust?

Trusts provide a method of protection for assets by keeping them separate from the person that has ‘settled’ them. This means that they will no longer belong to the original owner (settlor) and will be owned by the trust. As such, trusts are an effective vehicle for protection of...

Read More

My business is my pension

Many people say that their business, or their property, is their pension. Here is some information comparing these approaches and some comments on the pros and cons of these approaches. Business owners may see investing in their business as a very attractive option towards planning for their retirement. A...

Read More