Life Insurance & Critical Illness Cover for Expatriates

A way to help protect your family’s finances, such as mortgage repayments, if you die or become critically ill while living outside the UK.

What types of Life Insurance are available to expats?

In the past, with a few exceptions British expats could expect to find life cover for a maximum term of 10 years and premiums would typically be higher than those paid by someone living in the UK. So if you wanted cover for a longer term you would need to reapply after 10 years, and if accepted you could be charged an increased monthly cost for the new policy. But now things have changed!

It is now possible for many British expats to apply for:
In the majority of cases, we succeed in finding people the life cover they need, at a price they can afford.

If the country you’re living in is considered relatively safe, there’s a good chance that the rates we can get for you will be comparable to what you’d pay if you lived in the UK.

to discuss your options today, or simply go ahead and request a quote below if you already know what cover you need.
Get a Quote

If you already have a clear idea of what cover you need, then request a quote here and we’ll source the best coverage option available to you.

It’s important that you fully and honestly answer each question that is applicable to you.

    1. About your insurance requirements

    Are you looking for a specific amount of life cover? Or a maximum monthly cost?

    Required (please fill in one or both)


    The cover amount is the lump sum you want to help provide for your loved ones and/or to help repay
    your mortgage or loan. We'll use this figure to search the insurance market for monthly premiums for
    your requested amount of cover.


    If you know how much you can afford each month, we'll search the insurance market for cover based on
    that amount.

    2. About you

    How can we help you?

    If you would like to speak to one of our advisers, please get in touch today.

    Contact Us